Hi Phil,
It pays to shop around. I've been with QBE for all of my bikes and unfortunately had to make my first ever insurance claim when I came off a couple of years ago. They were brilliant to deal with - took care of everything while I was at home nursing a nicely cracked collarbone and a badly bruised ego!
QBE have insured the XS for $7,500 agreed value for around the $400 mark, with a $350 excess.
Cheers,
Jarrad